Get quick, no-fuss loans

for your business

No delays. No hidden terms. Just fast and flexible finance when you need it the most.

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Reap

Capital

Reap Capital is powered by

Quantum Leap.

We help business owners access money quickly. Whether it’s to grow, manage cash flow, or grab new opportunities, we’re here to make funding easy.

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800,000+

Businesses Served

800,000+

Businesses Served

800,000+

Businesses Served

196+

Industries Catered

196+

Industries Catered

196+

Industries Catered

50M+

Entrepreneurs Connected

50M+

Entrepreneurs Connected

50M+

Entrepreneurs Connected

200+

Employees & Growing

200+

Employees & Growing

200+

Employees & Growing

Loans

Business Loans Made for Real Business Needs

Choose the right financing solution to manage cash flow, expand operations, or unlock working capital without any delays or confusion.

Working Capital Loan

For businesses that need steady cash to handle day-to-day operations, from paying vendors to stocking inventory and managing payroll.

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Working Capital Loan

For businesses that need steady cash to handle day-to-day operations, from paying vendors to stocking inventory and managing payroll.

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Working Capital Loan

For businesses that need steady cash to handle day-to-day operations, from paying vendors to stocking inventory and managing payroll.

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Business Expansion Loan

Fund your next stage of expansion, whether it's opening a new location, upgrading equipment, or increasing production capacity.

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Business Expansion Loan

Fund your next stage of expansion, whether it's opening a new location, upgrading equipment, or increasing production capacity.

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Business Expansion Loan

Fund your next stage of expansion, whether it's opening a new location, upgrading equipment, or increasing production capacity.

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Line of Credit

Access funds on demand. Use only what you need, when you need it, and pay interest only on the amount used.

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Line of Credit

Access funds on demand. Use only what you need, when you need it, and pay interest only on the amount used.

Let’s Start

Line of Credit

Access funds on demand. Use only what you need, when you need it, and pay interest only on the amount used.

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Invoice Financing

Waiting on payments? Convert unpaid invoices into working capital, no need to chase clients or delay growth plans.

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Invoice Financing

Waiting on payments? Convert unpaid invoices into working capital, no need to chase clients or delay growth plans.

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Invoice Financing

Waiting on payments? Convert unpaid invoices into working capital, no need to chase clients or delay growth plans.

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Why Us

Why Choose Reap Capital?

We Keep It Simple, So You Can Focus on Business

Fast Approvals

Get funding decisions quickly, no long waits or back-and-forth.

Fast Approvals

Get funding decisions quickly, no long waits or back-and-forth.

Fast Approvals

Get funding decisions quickly, no long waits or back-and-forth.

Flexible Loan Options

Choose a loan that fits your exact business need, from working capital to growth funding.

Simple Process

Minimal paperwork. Clear steps. Full support from application to disbursal.

Simple Process

Minimal paperwork. Clear steps. Full support from application to disbursal.

Simple Process

Minimal paperwork. Clear steps. Full support from application to disbursal.

MSME-Focused Experts

Work with people who truly understand the needs and challenges of small business owners

MSME-Focused Experts

Work with people who truly understand the needs and challenges of small business owners

MSME-Focused Experts

Work with people who truly understand the needs and challenges of small business owners

Trusted Lending Partners

We connect you to top NBFCs and financial institutions across India, safely and securely.

Trusted Lending Partners

We connect you to top NBFCs and financial institutions across India, safely and securely.

Trusted Lending Partners

We connect you to top NBFCs and financial institutions across India, safely and securely.

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Team

About the Founders

Rajiv Talreja

A leading voice in the MSME space, Rajiv has worked with thousands of small business owners to help them scale sustainably. His experience brings a deep understanding of real challenges faced by business owners seeking fast and reliable funding.

Karan Hasija

With hands-on expertise in business operations and performance growth, Karan has helped entrepreneurs across 190+ industries build stronger systems, making him a key driver in designing finance solutions that actually work for MSMEs.

Akash Kedia

Akash is a seasoned fintech leader with over a decade of experience in building credit and lending products. He has led key innovations at Flipkart, including No-Cost EMIs and Pay Later, and served as Chief Product Officer at CheQ, driving credit solutions for millions in India.

Security

Security & Support You Can Trust

No Unofficial Charges

We never ask for additional fees to speed up processing or reduce interest rates. What you see is what you get.

Your Data Stays Private

We do not share or sell your information to third-party marketers or external agencies.

RBI-Compliant Security

We follow all RBI guidelines and use leading security protocols to keep your data safe online.

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FAQs

Everything You Need to Know

Why should I take a loan from Reap Capital?

Reap Capital offers quick, flexible, and transparent loans designed specifically for MSME business owners. The process is simple, the approvals are fast, and you get full support at every step.

What can I use the loan for?

You can use the loan for working capital, business expansion, buying inventory, clearing vendor payments, or any other business-related need.

Who can apply for a loan?

Any MSME registered business owner who meets our basic eligibility criteria, like minimum business vintage, GST registration, and revenue range, can apply.

What documents do I need to apply for?

Basic documents like PAN, Aadhaar, GST certificate, Udyam registration, 12-month bank statement, and business proof are required. You may be asked for additional documents depending on your profile.

How fast can I get the money?

Once your application is complete and verified, the loan can be approved and disbursed within a few working days.

Are there any extra charges apart from the interest?

All charges, if applicable, are shared with you upfront before disbursal. There are no hidden fees or surprise deductions.

How do I send my documents?

You can upload documents directly on the Reap Capital application page or email them to us. A representative will also be available to assist you if needed.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

Why should I take a loan from Reap Capital?

Reap Capital offers quick, flexible, and transparent loans designed specifically for MSME business owners. The process is simple, the approvals are fast, and you get full support at every step.

What can I use the loan for?

You can use the loan for working capital, business expansion, buying inventory, clearing vendor payments, or any other business-related need.

Who can apply for a loan?

Any MSME registered business owner who meets our basic eligibility criteria, like minimum business vintage, GST registration, and revenue range, can apply.

What documents do I need to apply for?

Basic documents like PAN, Aadhaar, GST certificate, Udyam registration, 12-month bank statement, and business proof are required. You may be asked for additional documents depending on your profile.

How fast can I get the money?

Once your application is complete and verified, the loan can be approved and disbursed within a few working days.

Are there any extra charges apart from the interest?

All charges, if applicable, are shared with you upfront before disbursal. There are no hidden fees or surprise deductions.

How do I send my documents?

You can upload documents directly on the Reap Capital application page or email them to us. A representative will also be available to assist you if needed.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

Why should I take a loan from Reap Capital?

Reap Capital offers quick, flexible, and transparent loans designed specifically for MSME business owners. The process is simple, the approvals are fast, and you get full support at every step.

What can I use the loan for?

You can use the loan for working capital, business expansion, buying inventory, clearing vendor payments, or any other business-related need.

Who can apply for a loan?

Any MSME registered business owner who meets our basic eligibility criteria, like minimum business vintage, GST registration, and revenue range, can apply.

What documents do I need to apply for?

Basic documents like PAN, Aadhaar, GST certificate, Udyam registration, 12-month bank statement, and business proof are required. You may be asked for additional documents depending on your profile.

How fast can I get the money?

Once your application is complete and verified, the loan can be approved and disbursed within a few working days.

Are there any extra charges apart from the interest?

All charges, if applicable, are shared with you upfront before disbursal. There are no hidden fees or surprise deductions.

How do I send my documents?

You can upload documents directly on the Reap Capital application page or email them to us. A representative will also be available to assist you if needed.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

What’s the loan amount and repayment period?

Loan amounts and tenure vary based on your business profile and needs. Repayment terms are flexible and discussed with you during the process.

Check your eligibility now & get a call back within a few hours

Find out if you qualify in just a few steps. No delays. No paperwork hassles. Just fast answers and flexible loan options made for your business.

Start Your Process

All copyrights reserve at @ReapCapital

Terms and Conditions

All copyrights reserve at @ReapCapital

Terms and Conditions

All copyrights reserve at @ReapCapital

Terms and Conditions